Victoria Real Estate
324 405 Quebec St photo 1 of 27
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324 405 Quebec St

$419,900

James Bay

Condo1 bd · 1 ba · 564 sqftBuilt 1995$745/sqft3 days on market

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About this home

Southwest-facing suite in Polo Pacific, a boutique residence one block from Victoria's Inner Harbour in the heart of James Bay. Afternoon light fills the open living and dining area of this 1-bed, 1-bath home, and the southwest balcony holds evening sun and views toward the Sooke Hills. The bedroom opens directly onto the balcony and includes a walk-in closet, with in-suite laundry and enough space for a home office or reading nook. Walk to the Parliament Buildings, Beacon Hill Park, Fisherman's Wharf, the Dallas Road waterfront, and downtown restaurants and cafes. Well-managed building with major upgrades already completed: the roof was replaced in 2022 and poly-b plumbing has already been completed in-unit. Strata fees cover gas and hot water, and rentals and pets are permitted. Amenities include secure underground parking, a separate storage locker, landscaped grounds, a meeting room and two guest suites. Priced below assessed value - call today to book your private viewing. (id:65179)

Property details

From the listing's public record.

Lot size

620 square feet

Year built

1995

Taxes

$2,610/yr

Strata / HOA

$387/month

Zoning

Residential

View

City viewMountain view

Appliances

WasherRefrigeratorDishwasherDryerMicrowave

Heating

Baseboard heatersElectric

Community

Family OrientedPets Allowed

Price history

5 records

Every recorded listing event for this property — sales, relists, expired or withdrawn listings.

  1. Aug 7, 2026

    Listed $419,900

    Active3 days on marketMLS 1046418
  2. Jul 13, 2026

    Listed $424,900

    Ddf_delisted25 days on marketMLS 1043173
  3. Jun 10, 2026

    Listed $449,900

    Ddf_delisted33 days on marketMLS 1039945
  4. May 6, 2026

    Listed $469,900

    Ddf_delisted28 days on marketMLS 1034766
  5. Mar 27, 2026

    Listed $499,900

    Cancelled39 days on marketMLS 1029668

How this listing compares

Based on 100 sales in James Bay

Median sold

$707,500

Avg days on market

49 days

Avg sale-to-list

97%

Avg $/sqft

$635

Price per square foot

This home: $745/sqftArea average: $635/sqft

Above area average

Current market in James Bay

Active (same type)

44

Pending

20

All active listings

73

Months of supply

5.3

Balanced market5.3 months of supply at the current sales pace.

Assessment

From publicly available property records.

Assessed value

$459,100

Homes in Victoria sell at 53245.9% of assessed value on average.

Based on 635 recent sales.

Local price trend

How James Bay has moved over the last decade.

5988117Sep 2016Aug 2021Jul 2026

Local price index (normalized) · 119 months

Recent nearby sales

12 sales
  • 201-640 Montreal St

    $799,900

    2 bd · 2 ba · 1,991 sqft · $402/sqft · 21 days on market

    Sold Jul 27, 2026 · 100% of list

  • 206-530 Michigan St

    $585,000

    1 bd · 1 ba · 627 sqft · $933/sqft · 25 days on market

    Sold Jul 23, 2026 · 97.5% of list

  • 807-225 Belleville St

    $885,000

    2 bd · 2 ba · 1,287 sqft · $688/sqft · 70 days on market

    Sold Jul 21, 2026 · 93.2% of list

  • 714-21 Dallas Rd

    $765,000

    1 bd · 1 ba · 1,010 sqft · $757/sqft · 36 days on market

    Sold Jul 20, 2026 · 97.5% of list

  • 705-620 Toronto St

    $560,000

    2 bd · 1 ba · 900 sqft · $622/sqft · 56 days on market

    Sold Jul 16, 2026 · 96.7% of list

  • 504-225 Belleville St

    $1,100,000

    2 bd · 2 ba · 2,026 sqft · $543/sqft · 17 days on market

    Sold Jul 15, 2026 · 97.3% of list

  • 1005-250 Douglas St

    $515,000

    1 bd · 1 ba · 803 sqft · $641/sqft · 71 days on market

    Sold Jul 15, 2026 · 95.5% of list

  • 306-120 Douglas St

    $670,000

    2 bd · 1 ba · 1,089 sqft · $615/sqft · 51 days on market

    Sold Jul 14, 2026 · 95.7% of list

  • 404-530 Michigan St

    $810,000

    1 bd · 1 ba · 1,010 sqft · $802/sqft · 22 days on market

    Sold Jul 7, 2026 · 97% of list

  • 460-188 Douglas St

    $830,000

    2 bd · 2 ba · 1,189 sqft · $698/sqft · 78 days on market

    Sold Jul 6, 2026 · 103.8% of list

  • 802-630 Montreal St

    $1,259,900

    2 bd · 2 ba · 2,020 sqft · $624/sqft · 6 days on market

    Sold Jun 29, 2026 · 100% of list

  • 120-405 Quebec St

    $795,000

    2 bd · 2 ba · 1,198 sqft · $664/sqft · 22 days on market

    Sold Jun 24, 2026 · 99.4% of list

What would this home cost?

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Monthly mortgage

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Loan amount

$419,900 − $83,980

$335,920

Down payment

20.0%

$83,980

Property Transfer Tax

$6,398

Legal / closing (est.)

$1,500

Cash to close

$91,878

Down payment + PTT + GST + legal estimate.

Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.

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More on this listing

Interested in this home?

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