207 405 Quebec St
$739,000
James Bay
Interested in this home?
Ask a question or arrange a viewing — or get our full inside-agent valuation of this home.
About this home
Enjoy the best of James Bay from this phenomenal, walkable location! Stroll to the Inner Harbour, Fisherman’s Wharf, Beacon Hill Park, Dallas Road’s oceanfront paths and downtown Victoria’s shops and restaurants. Tucked away on a quiet street, this bright 2-bed, 2-bath Polo Pacific suite is offered for the first time since 1996. Lovingly maintained by its original owner, this inviting home combines comfortable living with James Bay’s unmistakable seaside charm.Start your day with morning coffee on the east-facing balcony, where sunshine pours in over peaceful, private green space. The appealing layout features a spacious living room with gas fireplace, crown molding throughout, a formal dining room and a sunny breakfast nook with a bay window off the kitchen. Updates over the years include kitchen and bathroom renovations, a newer Bosch dishwasher, Ruffell & Brown blinds and thermostats replaced in 2024.The primary bedroom offers a walk-in closet and 3-piece ensuite. A bright second bedroom with a bay window sits across the hall from the main bathroom, featuring an updated deep soaker tub. A separate laundry room off the main bathroom includes a stacking washer and dryer plus an apartment-size freezer. Secure underground parking and a separate storage locker add everyday convenience. Enjoy landscaped grounds, a meeting room and two guest suites for visiting friends and family. Strata fees include gas and hot water. With no age restrictions, rentals permitted and one dog or cat welcome—with no weight restriction for dogs—Polo Pacific offers flexibility for homeowners and investors alike.Just a block from the Parliament Buildings and close to Ogden Point, groceries, cafés and endless waterfront walks, this is an exceptional opportunity to embrace Victoria’s vibrant seaside lifestyle! (id:65179)
Property details
From the listing's public record.
Year built
1994
Taxes
$4,075/yr
Strata / HOA
$730/month
Zoning
Multi-Family
Appliances
Heating
Parking
Lot
Community
Security
Price history
1 recordEvery recorded listing event for this property — sales, relists, expired or withdrawn listings.
Oct 28, 2026
Listed $739,000
Active1 days on marketMLS 1052438
How this listing compares
Based on 99 sales in James BayMedian sold
$719,000
Avg days on market
46 days
Avg sale-to-list
97.3%
Avg $/sqft
$658
Price per square foot
Above area average
Current market in James Bay
Active (same type)
36
Pending
10
All active listings
70
Months of supply
4.4
Balanced market — 4.4 months of supply at the current sales pace.
Assessment
From publicly available property records.
Assessed value
$718,100
Homes in Victoria sell at 52420.7% of assessed value on average.
Based on 645 recent sales.
Local price trend
How James Bay has moved over the last decade.
Local price index (normalized) · 118 months
Recent nearby sales
12 sales205-430 Parry St
$410,000
1 bd · 1 ba · 581 sqft · $706/sqft · 58 days on market
Sold Oct 27, 2026 · 97.6% of list
323-21 Dallas Rd
$1,295,000
2 bd · 2 ba · 2,124 sqft · $610/sqft · 15 days on market
Sold Oct 23, 2026 · 100% of list
101-550 Michigan St
$640,000
1 bd · 1 ba · 763 sqft · $839/sqft · 32 days on market
Sold Oct 23, 2026 · 99.2% of list
401-660 Battery St
$540,000
2 bd · 2 ba · 1,000 sqft · $540/sqft · 7 days on market
Sold Oct 22, 2026 · 102.1% of list
224-405 Quebec St
$425,000
1 bd · 1 ba · 633 sqft · $671/sqft · 16 days on market
Sold Oct 19, 2026 · 98.9% of list
324-405 Quebec St
$414,900
1 bd · 1 ba · 620 sqft · $669/sqft · 13 days on market
Sold Oct 19, 2026 · 98.8% of list
309-530 Michigan St
$950,000
2 bd · 2 ba · 924 sqft · $1,028/sqft · 30 days on market
Sold Oct 16, 2026 · 99% of list
106-455 Kingston St
$280,000
2 bd · 2 ba · 930 sqft · $301/sqft · 53 days on market
Sold Oct 16, 2026 · 93.4% of list
302-530 Michigan St
$635,000
1 bd · 1 ba · 537 sqft · $1,182/sqft · 14 days on market
Sold Oct 13, 2026 · 99.2% of list
203-640 Montreal St
$850,000
2 bd · 2 ba · 1,075 sqft · $791/sqft · 44 days on market
Sold Oct 6, 2026 · 94.5% of list
202-647 Michigan St
$115,000
1 bd · 1 ba · 685 sqft · $168/sqft · 14 days on market
Sold Oct 2, 2026 · 106.5% of list
305-405 Quebec St
$738,000
2 bd · 2 ba · 1,155 sqft · $639/sqft · 112 days on market
Sold Sep 30, 2026 · 93.5% of list
What would this home cost?
Estimate your monthly payment and total cash to close on this property — BC Property Transfer Tax included. Adjust the numbers for your situation.
Toggle to enter as % or $ — the other field updates automatically.
We don't guess a rate — talk to a broker for current Island rates and what you'd actually qualify for.
Estimate
Monthly mortgage
—
Enter a rate to see the payment.
Loan amount
$739,000 − $147,800
Down payment
20.0%
Property Transfer Tax
Legal / closing (est.)
Cash to close
$162,080
Down payment + PTT + GST + legal estimate.
Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.
Want a real rate?
Connect with a local mortgage broker for current rates and what you'd actually qualify for.
Interested in this home?
Ask a question or arrange a viewing — or get our full inside-agent valuation of this home.
Listed by Royal LePage Coast Capital - Oak Bay