12 1723 Sandy Beach Rd
$899,000
Mill Bay
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About this home
Attention non-Canadian, out-of-province, and local buyers—this is a rare opportunity to own a beautifully updated, tax-advantaged oceanfront cottage on Southern Vancouver Island. Located in the sought-after waterfront community at 1723 Sandy Beach Rd in Mill Bay, Cottage 12 offers exceptional value with NO Property Transfer Tax, NO BC Speculation Tax, and ultra-low annual property taxes and monthly fees. This stylish 2-bedroom cottage offers approximately 1,300 sq ft of total space, including 1,000 sq ft of thoughtfully designed interior living and an expansive 300 sq ft sun-drenched beachfront deck—perfect for relaxing or entertaining. The open-concept layout is enhanced by vaulted ceilings, modern pot lighting, and large windows with 180-degree coastal views. The luxury kitchen features premium Sub-Zero, Jenn-Air, and Fisher & Paykel appliances, granite countertops, a designer Shirley sink, heated tile floors, and quality Levolor blinds throughout. The updated bathroom includes heated tile floors, bidet toilet seat. A new Samsung washer/dryer combo adds everyday convenience. Residents enjoy access to a private dock, ideal for boating, kayaking, or simply enjoying the waterfront lifestyle. The well-maintained community also offers a shared gazebo, workshop, and landscaped common areas. The low monthly fee provides excellent value and includes property taxes, water, garbage collection, and common area maintenance—making this an ideal recreational getaway, investment property, or low-maintenance full-time residence. Conveniently located just 3 minutes from the Mill Bay ferry terminal, 7 minutes to Mill Bay Centre, Brentwood College School, Mill Bay Marina and Bridgeman’s Bistro, and Sweet Meadows Farm Market. A 30-minute drive to downtown Victoria or Duncan means ready access to all conveniences. (id:65179)
Property details
From the listing's public record.
Year built
1920
Taxes
$441/yr
Strata / HOA
$332/month
Zoning
Other
View
Waterfront
Appliances
Heating
Lot
Style
Community
Price history
2 recordsEvery recorded listing event for this property — sales, relists, expired or withdrawn listings.
Jul 14, 2026
Listed $899,000
Active7 days on marketMLS 1043149Apr 8, 2026
Listed $899,000
Expired85 days on marketMLS 1031438
How this listing compares
Not enough recent sales in this area for reliable stats.
Current market in Mill Bay
Active (same type)
1
Pending
0
All active listings
26
Months of supply
—
Assessment
From publicly available property records.
Assessed value
$93,000
What would this home cost?
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Estimate
Monthly mortgage
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Loan amount
$899,000 − $179,800
Down payment
20.0%
Property Transfer Tax
Legal / closing (est.)
Cash to close
$197,280
Down payment + PTT + GST + legal estimate.
Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.
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Interested in this home?
Ask a question or arrange a viewing — or get our full inside-agent valuation of this home.
Listed by Engel & Volkers Vancouver Island