Victoria Real Estate
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117 409 Swift St

$449,900

Downtown

Condo1 bd · 1 ba · 628 sqftBuilt 2000$716/sqft3 days on market

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About this home

Rare walk out patio at Mermaid Wharf, one of Old Town Victoria’s best waterfront condos. This thoughtfully designed 1-bedroom, 1-bathroom condo offers a bright open-concept layout with floor-to-ceiling windows, abundant natural light, and a private north-facing patio with water views. Access your condo from your secured patio for easy walks into town without elevators and common areas. The inviting living area features a gas fireplace and a new Murphy bed, blending comfort and functionality. In-suite laundry adds convenience. Enjoy secure underground parking, a separate storage locker, bike and kayak storage, plus a private kayak dock. Take in stunning views from the rooftop patio with BBQ facilities, perfect for relaxing or entertaining. With no rental or pet restrictions, this versatile home is ideal for homeowners, investors, or those seeking a vibrant downtown lifestyle. Steps to restaurants, galleries, shops, and the Inner Harbour. (id:65179)

Property details

From the listing's public record.

Lot size

871 square feet

Year built

2000

Taxes

$2,551/yr

Strata / HOA

$473/month

Zoning

Multi-Family

View

City viewMountain view

Waterfront

Waterfront on ocean

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowaveGarburator

Heating

Natural gas

Style

Westcoast

Community

Family OrientedPets Allowed

Security

Sprinkler System-Fire

Price history

8 records

Every recorded listing event for this property — sales, relists, expired or withdrawn listings.

  1. Jul 17, 2026

    Listed $449,900

    Active3 days on marketMLS 1043002
  2. Apr 8, 2026

    Listed $469,000

    Ddf_delisted85 days on marketMLS 1031353
  3. Jan 7, 2026

    Listed $489,000

    Cancelled82 days on marketMLS 1022407
  4. Sep 1, 2025

    Listed $499,000

    Expired77 days on marketMLS 1009036
  5. Mar 14, 2019

    Listed $479,900

    Cancelled92 days on marketMLS 808257
  6. May 17, 2013

    $237,500

    Sold28 days on marketMLS 633622
  7. Aug 10, 2005

    $249,000

    Sold103 days on marketMLS 363645
  8. Apr 29, 2004

    $169,000

    Sold12 days on marketMLS 334487

How this listing compares

Based on 315 sales in Downtown

Median sold

$510,000

Avg days on market

53 days

Avg sale-to-list

96.6%

Avg $/sqft

$665

Price per square foot

This home: $716/sqftArea average: $665/sqft

Above area average

Current market in Downtown

Active (same type)

190

Pending

43

All active listings

259

Months of supply

7.2

Buyer's market7.2 months of supply at the current sales pace.

Assessment

From publicly available property records.

Assessed value

$437,700

Homes in Victoria sell at 49151.6% of assessed value on average.

Based on 688 recent sales.

Local price trend

How Downtown has moved over the last decade.

5988117Aug 2016Jul 2021Jun 2026

Local price index (normalized) · 119 months

Recent nearby sales

12 sales
  • 703-835 View St

    $280,000

    1 bd · 1 ba · 450 sqft · $622/sqft · 21 days on market

    Sold Jul 20, 2026 · 94.9% of list

  • 308-1035 Mcclure St

    $345,000

    1 bd · 1 ba · 745 sqft · $463/sqft · 26 days on market

    Sold Jul 20, 2026 · 98.6% of list

  • 305-648 Herald St

    $599,900

    1 bd · 2 ba · 1,038 sqft · $578/sqft · 39 days on market

    Sold Jul 17, 2026 · 100% of list

  • 307-555 Chatham St

    $470,000

    1 bd · 1 ba · 702 sqft · $670/sqft · 28 days on market

    Sold Jul 15, 2026 · 97.9% of list

  • 401-1060 Linden Ave

    $572,000

    2 bd · 1 ba · 1,095 sqft · $522/sqft · 13 days on market

    Sold Jul 15, 2026 · 100.5% of list

  • 214-599 Pandora Ave

    $350,000

    1 bd · 1 ba · 516 sqft · $678/sqft · 105 days on market

    Sold Jul 14, 2026 · 87.5% of list

  • 606-1234 Wharf St

    $2,050,000

    3 bd · 3 ba · 3,068 sqft · $668/sqft · 82 days on market

    Sold Jul 9, 2026 · 85.6% of list

  • 301-989 Johnson St

    $725,000

    2 bd · 2 ba · 1,037 sqft · $699/sqft · 20 days on market

    Sold Jul 9, 2026 · 98.6% of list

  • 1104-777 Herald St

    $478,000

    1 bd · 1 ba · 649 sqft · $737/sqft · 37 days on market

    Sold Jul 9, 2026 · 98% of list

  • 436-1029 View St

    $300,000

    1 bd · 1 ba · 470 sqft · $638/sqft · 49 days on market

    Sold Jul 7, 2026 · 100% of list

  • 203-610 Johnson St

    $586,000

    2 bd · 1 ba · 875 sqft · $670/sqft · 31 days on market

    Sold Jul 6, 2026 · 98% of list

  • 110-751 Fairfield Rd

    $490,000

    1 bd · 1 ba · 826 sqft · $593/sqft · 18 days on market

    Sold Jul 2, 2026 · 98% of list

What would this home cost?

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Monthly mortgage

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Loan amount

$449,900 − $89,980

$359,920

Down payment

20.0%

$89,980

Property Transfer Tax

$6,998

Legal / closing (est.)

$1,500

Cash to close

$98,478

Down payment + PTT + GST + legal estimate.

Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.

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More on this listing

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