106 640 Michigan St
$819,000
James Bay
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About this home
Welcome to the Duet, a quality built Chard Development in the heart of James Bay. This bright 900+ sq.ft. ground floor corner suite offers 2 bedrooms, 2 bathrooms and updated flooring throughout. Oversized windows fill the open concept living space with natural light, while the kitchen features quartz countertops, stainless steel appliances, ample storage, stone backsplash and an eating bar. The spacious living and dining areas extend onto a large covered patio, creating a seamless indoor-outdoor living space. The layout provides excellent separation between bedrooms, with a spacious primary suite featuring a walk-in shower and heated ensuite floors. Enjoy secure underground parking, separate storage, bike lockup, EV charging, dog wash, meeting room, playground and an impressive rooftop terrace with BBQ area and panoramic views. An exceptional James Bay location just steps from Beacon Hill Park, the Inner Harbour, downtown Victoria, shops, restaurants and everyday amenities. (id:65179)
Property details
From the listing's public record.
Lot size
1,001 square feet
Year built
2014
Taxes
$3,684/yr
Strata / HOA
$694/month
Zoning
Residential
Appliances
Heating
Parking
Lot
Style
Community
Price history
5 recordsEvery recorded listing event for this property — sales, relists, expired or withdrawn listings.
Oct 7, 2026
Listed $819,000
Active2 days on marketMLS 1051703Sep 14, 2022
$799,800
Sold7 days on marketMLS 906063Jan 16, 2020
$640,000
Sold1 days on marketMLS 829860Oct 3, 2019
Listed $665,000
Cancelled181 days on marketMLS 826394Jun 26, 2015
$449,000
Sold28 days on marketMLS 695836
How this listing compares
Based on 80 sales in James BayMedian sold
$737,000
Avg days on market
50 days
Avg sale-to-list
97.1%
Avg $/sqft
$657
Price per square foot
Above area average
Current market in James Bay
Active (same type)
41
Pending
24
All active listings
74
Months of supply
6.1
Buyer's market — 6.1 months of supply at the current sales pace.
Assessment
From publicly available property records.
Assessed value
$751,000
Homes in Victoria sell at 61127% of assessed value on average.
Based on 553 recent sales.
Local price trend
How James Bay has moved over the last decade.
Local price index (normalized) · 118 months
Recent nearby sales
12 sales502-636 Montreal St
$1,180,000
2 bd · 2 ba · 2,067 sqft · $571/sqft · 106 days on market
Sold Aug 14, 2026 · 102.6% of list
307-200 Douglas St
$679,000
1 bd · 1 ba · 718 sqft · $946/sqft · 16 days on market
Sold Aug 5, 2026 · 99.1% of list
203-636 Montreal St
$825,000
2 bd · 2 ba · 1,284 sqft · $643/sqft · 139 days on market
Sold Aug 4, 2026 · 97.1% of list
205-640 Michigan St
$735,000
2 bd · 2 ba · 905 sqft · $812/sqft · 33 days on market
Sold Jul 31, 2026 · 98.1% of list
107-420 Parry St
$565,000
2 bd · 2 ba · 1,196 sqft · $472/sqft · 11 days on market
Sold Jul 30, 2026 · 98.3% of list
627-21 Dallas Rd
$855,000
2 bd · 2 ba · 1,227 sqft · $697/sqft · 11 days on market
Sold Jul 30, 2026 · 100.6% of list
201-640 Montreal St
$799,900
2 bd · 2 ba · 1,991 sqft · $402/sqft · 21 days on market
Sold Jul 27, 2026 · 100% of list
206-530 Michigan St
$585,000
1 bd · 1 ba · 627 sqft · $933/sqft · 25 days on market
Sold Jul 23, 2026 · 97.5% of list
807-225 Belleville St
$885,000
2 bd · 2 ba · 1,287 sqft · $688/sqft · 70 days on market
Sold Jul 21, 2026 · 93.2% of list
714-21 Dallas Rd
$765,000
1 bd · 1 ba · 1,010 sqft · $757/sqft · 36 days on market
Sold Jul 20, 2026 · 97.5% of list
705-620 Toronto St
$560,000
2 bd · 1 ba · 900 sqft · $622/sqft · 56 days on market
Sold Jul 16, 2026 · 96.7% of list
1005-250 Douglas St
$515,000
1 bd · 1 ba · 803 sqft · $641/sqft · 71 days on market
Sold Jul 15, 2026 · 95.5% of list
What would this home cost?
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Monthly mortgage
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Loan amount
$819,000 − $163,800
Down payment
20.0%
Property Transfer Tax
Legal / closing (est.)
Cash to close
$179,680
Down payment + PTT + GST + legal estimate.
Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.
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Interested in this home?
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Listed by Engel & Volkers Vancouver Island